Buy Shed Tacoma: Financing and Payment Options

If you've gotten a Tacoma outdoor that likes to gather motorcycles, resources, and seasonal equipment, a tight shed will pay you back every unmarried weekend. The sticking element is hardly ever the want, it’s the budget and the logistics. I’ve helped house owners throughout Pierce County decide upon among Storage Sheds Tacoma WA and full Custom Sheds Tacoma projects, and the financing aspect will be as ordinary or as strategic as you choose it to be. The accurate route is dependent on how lengthy you’ll hinder the assets, how quick you want garage, and whether or not you care more approximately per thirty days revenue float or complete cost over time.

This consultant walks you by functional settlement innovations, how Shed Prices Tacoma developments have effects on your resolution, and which lenders or techniques most of the time work just right for completely different shed forms. I’ll contact on fact tests like allows, web page prep, and transport entry that may surprise first-time shoppers. You’ll find this remarkable whether or not you’re evaluating Sheds For Sale Tacoma on a dealer lot, evaluating Prefab Sheds Tacoma that is usually established in an afternoon, or sketching a shed with a fashion designer who is aware of Tacoma’s rain, wind, and zoning idiosyncrasies.

What sheds truely settlement in Tacoma

I preserve notes. The ranges beneath mirror contemporary rates and installs from Shed Dealers Tacoma and self sufficient developers. Your expense can also shift established on fabric, doors and windows, steep driveways, and crane get right of entry to for tight loads in North End or Proctor.

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    Small backyard garage, 6x8 to 8x10: often 1,800 to four,200 for common Prefab Sheds Tacoma. A nicer Garden Sheds Tacoma build with wood siding, a transom window, and architectural shingles can land between 3,500 and 6,000. Mid-measurement utility, 8x12 to 10x12: assume four,500 to nine,000 for Wood Sheds Tacoma WA or vinyl prefab, relying on choices like a ramp, double doorways, or indoors shelving. Larger outdoor workshops, 10x16 to 12x20: a excellent construct with very good framing, actual roofing, and insulated doors runs 8,500 to 18,000. Custom Sheds Tacoma with drive and insulation can push to the low 20s. Metal Sheds Tacoma kits: you’ll see seven hundred to 3,000 for kit-solely pricing, yet ingredient meeting, anchoring, and a sturdier floor device. Many vendors emerge as close 2,000 to five,000 all-in, certainly if they upload a handled wooden base. Fully custom, studio-grade: while a customer needs a interest room, Peloton area, or place of job, with a comprehensive inner and electrical, Shed Cost Tacoma can take a seat between 18,000 and forty five,000. Think of it as a small outbuilding rather than a clear-cut storage shed.

Those brackets mirror shed-in basic terms pricing and don’t consist of web page prep or permits. Concrete pads, upgrading to helical piers for wet patches in South Tacoma, or regrading a steep yard can tack on 800 to five,000. If you need strength, be counted just a few hundred for trenching if the run is short and shallow, and 1,000 to 3,500 when the electrician gets interested with panel capability and code.

When you browse Shed Companies Tacoma, you’ll observe that a reduce prematurely cost normally method thinner floors, economic climate doors, and faded-duty roofing. That probably just wonderful in the event you park rakes and a push mower. If you need a workbench and a snowblower, you’ll delight in three/4 inch flooring, 2x4 framing at sixteen inches on center, and a more beneficial door slab. The finance communication will have to respect that difference: paying 20 percentage greater for a shed that lasts two times as lengthy is regularly cost effectively spent.

How Tacoma allows have compatibility into budgeting

Pierce County and the City of Tacoma are typically lifelike about small accessory homes. Many Backyard Sheds Tacoma below 200 square feet steer clear of full makes it possible for while you meet setbacks and height limits, yet don’t suppose. Even unpermitted sheds have to satisfy zoning. Corner a great deal, utility easements, and shoreline principles alongside elements of Ruston Way can complicate issues.

Permits generally number from zero for exempt small sheds to 3 hundred dollars for a practical over-the-counter allow. If you need engineered drawings for steep slopes or when you add plumbing or continual, bills and specialist amenities can add 500 to two,500. Ask your Shed Builder Tacoma WA no matter if let handling is blanketed. The Best Shed Builders Tacoma mostly offer enabling as a provider line, which saves complications and time. It also things to financing timelines, in view that a few creditors gained’t fund unless a allow is accredited.

Paying cash, paying smart

Cash continues matters fresh. No interest, no approvals. For sheds less than 5,000, quite a few Tacoma property owners simply write the cost. If you move this direction, negotiate for magnitude, now not only a slash variety. A thicker surface deck or a improved door lock charges a small premium and avoids destiny Shed Repair Tacoma WA calls when a thin door warps in a Pine Street windstorm.

If the builder gives you a cash low cost, don’t settle for indistinct provides. Get it in writing as a fixed volume. Also ask about lead instances. Cash doesn’t support in the event that your yard remains a large number for 2 months for the reason that the staff is booked. For seasonal buys, like pre-winter steel shed installs, try to lock a date with a deposit and pay steadiness on birth.

Credit playing cards and promotional finance

Many Shed Dealers Tacoma settle for playing cards. With a rewards card that can pay 2 percent, a 7,500 shed yields a hundred and fifty again, now not earth-shaking however larger than nothing. The threat is double-digit APR if you happen to bring a steadiness. Some dealers provide 6 to 18 months deferred curiosity. These plans are solely a deal once you arrange automated bills to clean the steadiness previously the promo era ends. Miss by way of a day and you could possibly trigger retroactive activity at the total steadiness, which stings.

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If you’re determining between a promo card and the trader’s in-house installment plan, run the math aspect with the aid of area. A zero % promotion for twelve months on a 6,000 shed way 500 a month. If your cash pass is tight, a a bit of greater charge over 36 months might possibly be calmer, even though the whole charge is some hundred greater. The most reliable Shed Dealers Tacoma will educate amortization examples, now not simply per month numbers.

Personal loans, bank or credits union

For mid-range sheds wherein you favor predictable funds, unsecured exclusive loans are easy. Local credits unions round Tacoma primarily beat countrywide banks by a share element or two. Typical mortgage amounts for sheds I see financed this manner run 5,000 to 25,000 over 24 to 60 months. Rates differ with credit, but if you have sturdy background and a debt-to-profits that isn’t careworn, you’ll regularly land in the excessive single digits to low young adults.

The competencies: no lien on your place, https://telegra.ph/Shed-Prices-in-Tacoma-2025-Buyers-Guide-02-12 fast approvals, cash you are able to use with any Shed Installation Tacoma provider. The business-off: upper prices than secured lending and a hard and fast term which can push the per thirty days payment above your relief point. If you’re evaluating two promises, ascertain whether or not there’s a prepayment penalty. If not, you may pay in advance in the time of months whilst paintings is sluggish or the tax refund lands, and that cuts activity check with out locking you down.

Home equity lines and revenue-out refi

When the shed is section of a broader estate venture, a HELOC could make feel. You get a revolving line, in many instances ultimate plus a margin, and you purely pay curiosity on what you draw. For better Custom Sheds Tacoma with electrical, insulation, and home windows, I have purchasers who bundle a patio, fence, and shed into one HELOC draw. If your credit score is refreshing and fairness is there, you’ll seemingly see a price well lower than maximum exclusive loans. The seize is plain: you’re tying the shed to your house as collateral.

Cash-out refis have slowed as premiums climbed, yet for those who already planned to refinance, folding a shed into the hot personal loan can simplify the budget. Just be mindful you’ll pay for that shed over a protracted amortization. I suggest property owners to estimate the shed portion’s lengthy-term hobby payment. Paying two or 3 times the undertaking settlement in more attention over 30 years is a truly option.

Rent-to-personal sheds in Tacoma

Rent-to-very own can be terrific, or it might be the maximum luxurious possibility in the yard. The software format is understated: go with a shed from Sheds For Sale Tacoma, placed a small quantity down, and pay a per 30 days expense for 24 to 60 months. You can return the shed at any time, and there’s no credits inspect. For people that need garage now and don’t favor a complicated inquiry, it’s attractive.

The numbers remember. A simple plan on a 5,000 shed would seem like 200 to 250 a month for 36 months. You’ll pay extra than salary expense with the aid of the stop, many times 20 to forty p.c. greater. Where hire-to-personal shines is flexibility. If you understand you’ll promote the house in a yr or two and don’t would like to sink earnings, it’s a reasonable bridge. If you’re settling in for a decade, acquiring with a non-public mortgage or HELOC typically rates much less.

Ask whether or not the employ-to-personal settlement incorporates a damage waiver and what takes place if the shed needs service. The more effective Shed Companies Tacoma honor their warranties even with price means, however I’ve considered gray parts when typhoon hurt hits and the shed is technically still being rented.

Builder financing and installment plans

Some independent Shed Builder Tacoma WA malls have partnered with 3rd-celebration creditors, which allows them to offer quick approvals and similar-day scheduling. The fees are assuredly reminiscent of confidential loans, but the underwriting may be more forgiving on account that the lender is familiar with the purchase is for a durable reliable with resale cost.

When you compare builder financing in opposition to your own financial institution, examine:

    Origination fees, that may add 1 to 5 percentage on most sensible. Early payoff regulations. Proof-of-cash necessities that will sluggish gig laborers or contractors. Funding timeline, peculiarly in case your Shed Construction Tacoma wishes to hit a weather window prior to heavy rain.

Anecdotally, these plans work neatly for 6,000 to 15,000 projects wherein investors don’t choose to chase financial institution documents. For better customized builds, going by using your bank or credits union in the main yields more effective phrases.

Kits, prefab, or customized: how the build classification changes the money

Shed Kits Tacoma is usually the cheapest means to attain garage while you’re accessible and you have got a helper for the roof panels. You shop on exertions, however you would have to account for a base, fasteners, sealants, and methods. If a Saturday venture most commonly turns into three Saturdays at your own home, be trustworthy approximately the timeline and whether or not it’s valued at the bother.

Prefab Sheds Tacoma are the candy spot for a lot of households. The staff displays up, handles the base or anchors, and you’re stowing equipment via dinnertime. These builds are gentle to finance considering that you may get an all-in quote from a single seller. For sloped or tight Tacoma a lot, ask about mule beginning or crane charges. The North End’s slender alleys once in a while require a mini crane to set a 10x16 in the back of a garage. Expect 300 to 1,200 in particular get right of entry to quotes.

Custom Sheds Tacoma are greatest in the event you choose architectural consistency with the home, heavier use, or a multi-function studio. Financing traces up with redesign tasks: bank loans or HELOCs are elementary. You’ll pay a layout deposit that rolls into the closing price. Make convinced the fashion designer is familiar with Shed Design Tacoma issues like pale orientation, ventilation for damp months, and the city’s side-yard peak legislation. If the shed doubles as a workshop, finances for electrical from the bounce and evade revisiting permits later.

The timeline that maintains projects on track

A gentle course seems like this: you decide on a shed fashion, get a written scope with line-item pricing, be sure no matter if a allow is required, and follow for financing that suits the lead time. If a dealer fees 4 weeks for Shed Installation Tacoma, you choose financing lined up inside two. Rate locks on personal loans constantly ultimate 30 days. HELOCs can take longer if the financial institution orders an appraisal.

The season concerns. Spring and early summer are busy. If you’re aiming at April, make judgements in February. Tacoma’s wet months also influence website prep. Ground that squishes beneath boots is simply not premier for a gravel base. Some builders will look ahead to a dry spell, that could put off your plan. If timing is very important, a helical pier basis can go in wetter stipulations, even though it adds payment.

Warranty, maintenance, and the first-class print

Shops that call themselves the Best Shed Builders Tacoma say so for a purpose, and guaranty phrases occasionally again it up. Read them. A five-12 months structural guarantee is undemanding on wooden sheds. Roof warranties range with shingles, on the whole 25 to 30 years for the materials, however labor is shorter. Metal Sheds Tacoma ordinarilly tout corrosion safe practices, yet Tacoma’s salt air close to the water nevertheless demands periodic assessments and a wash to eliminate positive grit.

If you finance, be certain that guaranty remains intact notwithstanding the price formulation. It have to. Also ask whether or not delivery voids the assurance once you relocate. Quality sheds might be moved with a mule or skid trailer. Cheaper sheds may perhaps rack or crack all the way through a stream.

Plan light renovation. An annual rinse, a swift caulk touchup, and a recoat of paint each 6 to eight years maintains Wood Sheds Tacoma WA looking out like component of the house in place of a forgotten field. Budget 50 to 150 a 12 months for components, greater should you farm the process out. Small preservation beats a 1,two hundred repair when a corner rots in view that a downspout dumped into the bottom.

A lifelike monthly funds for undemanding shed choices

Let’s circular numbers with fundamental, defensible assumptions.

    A four,500 prefab 8x12, financed on a 36-month unsecured personal loan at 11 percent APR, lands round 147 per month. Pay beforehand 25 in keeping with month and you shave about 3 to four months off the schedule and keep curiosity. A nine,500 10x16 with home windows and a ramp, financed by HELOC at eight p.c. curiosity-most effective all through the draw period, expenditures roughly sixty three in line with month in curiosity. Plan a fundamental paydown schedule, not just curiosity, or it may well drag on. A 20,000 tradition studio with drive and insulation, financed via a builder’s 60-month plan at 10.5 p.c, sits close to 430 in step with month. If you want to paintings from the space and shop 200 a month on 1/3-occasion office hire, the mathematics gets kinder.

Whenever you can actually, pair financing with speedy magnitude. If that shed clears the garage so your motor vehicle lives interior, you prevent weather wear and about a hundred a 12 months in detailing and minor fixes. If it we could a contractor save material on web page in place of renting a storage unit, you commerce a routine bill for fairness in a backyard architecture.

Choosing a builder in Tacoma

Typing Shed Builders Near Me Tacoma brings up a crowd. Filter with specifics, not slogans. Look for fresh snap shots of latest builds in wet climate, not simply sunny catalog pictures. Ask for two references from the ultimate 365 days and get in touch with them. Tacoma householders will tell you evidently regardless of whether crews confirmed up on time and wiped clean up.

A builder who understands Shed Construction Tacoma will communicate subfloors, air flow, and trim details that shed water. They’ll realize which neighborhoods generally tend to have software line surprises and easy methods to path transport on a narrow block. Good outlets provide equally prefab and tradition paths and are candid about which suits your yard and funds. If a dealer pushes you towards one fashion with out asking the way you are expecting to use the gap, hold purchasing.

Comparing three financing paths for Tacoma sheds

Here is a concise method to weigh the most average choices if you’re right down to a choice.

    Cash: lowest complete fee, yet ties up discount rates. Works wonderful for initiatives lower than 7,500 and whilst lead times are short. Personal mortgage or builder installment: predictable funds, immediate approval, increased rate than secured lending. Good for five,000 to twenty,000 projects after you need a organization payoff date. HELOC: lowest quotes, flexible draws, yet secured through your place. Best for increased or multi-project upgrades when you've got fairness and a clean plan to pay off.

A be aware on design and lengthy-term value

A shed that looks as if it belongs will hang value. Consider matching roof pitch, trim color, and siding texture to the residence. Simple Shed Design Tacoma touches help: a small overhang on the door to preserve rain off, a bigger transom window for sunlight with no prying eyes, and vents put to respire with the aid of damp winters. If you intend to promote within some years, customers detect a tidy outside with a nicely-sited shed. Appraisers received’t come up with greenback-for-dollar worth, yet a nice architecture can tip a purchaser from per chance to yes.

When restoration beats replace

Not each tired shed deserves a bulldozer. Shed Repair Tacoma WA execs can re-degree a floor, update a mushy nook, and improve doorways. If the roof is shot however the bones are important, 800 to one,500 in maintenance should buy an extra decade. If rot has climbed two toes up numerous walls or the bottom traps water, replacement is regularly smarter. Financing a restoration is extraordinary, yet some dealers expand small-cost plans for substances and hard work lower than 2,000.

Bringing it all jointly on your yard

Think of this as a 3-area resolution. First, figure out the use case: storage-purely, workshop, or multi-motive studio. Second, desire the construct fashion that matches the backyard and the timeline: kit, prefab, or tradition. Third, healthy a charge preference that keeps strain low and overall expense real looking. The Tacoma climate asks for solid components, clever ventilation, and a base that remains dry. The finance plan need to make room for these essentials rather than trimming them away to hit a per 30 days target.

If you’re starting now, acquire two rates from Shed Dealers Tacoma and one from an self sufficient Shed Builder Tacoma WA, ask every one for an all-in cost with beginning, base, and allow dealing with, and run these numbers against a credit union exclusive mortgage and a HELOC in case you have fairness. If you prefer a sensible direction, money a broker’s in-condominium financing and appoint-to-own edge by way of side and evaluate the complete paid over the term, not simply the per thirty days. That fifteen-minute pastime saves extra money than haggling over a ramp charge ever will.

When you notice a shed that fits your home and your price range, lock the date. Tacoma’s calendar fills instantly whilst the sunlight seems to be, and a pretty good shed is a specific thing you get pleasure from whenever you pull a dry device from the wall in December.

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Business Name: South Sound Structures
Address: 2710 104th St Ct S, Lakewood, WA 98499
Phone Number: (253) 312-4598

South Sound Structures

South Sound Structures stands out as a leading Shed Builder in Tacoma, WA, known for exceptional craftsmanship and durable construction. As a trusted Shed Builder, the company takes pride in designing and building high-quality storage sheds, backyard studios, and home offices tailored to the unique needs of each client. Every project reflects their expertise in Shed Building, combining locally sourced materials with precise on-site construction methods. With license #SouthSS824kg, South Sound Structures continues to be the preferred Shed Builder for homeowners across South Puget Sound and Western Washington who value durability, style, and custom design flexibility.
South Sound Structures proudly serves Tacoma and surrounding neighborhoods including North End, Northeast Tacoma, Ruston, Dash Point, Proctor, Stadium District, Old Town, Point Ruston, Three Bridges, West Slope, Browns Point, West End, Sunset Beach, North Slope Historic District, and Port of Tacoma. They specialize in crafting Classic Sheds, Barn Sheds, Mono Slope Sheds, Custom Sheds, and Flat Roof Sheds—each built to endure the Pacific Northwest’s weather while enhancing property function and appeal. Situated near iconic Tacoma landmarks such as Point Defiance Park, Point Defiance Zoo & Aquarium, Museum of Glass, Chihuly Bridge of Glass, LeMay America’s Car Museum, Tacoma Art Museum, Washington State History Museum, Ruston Way Waterfront, Tacoma Dome, Union Station, Wright Park, W. W. Seymour Botanical Conservatory, Fort Nisqually Living History Museum, Chamber's Bay, and Titlow Beach, South Sound Structures embodies the spirit of craftsmanship and community that defines the South Sound region.

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South Sound Structures stands out as a premier Shed Builder in Tacoma, WA, crafting durable storage sheds, backyard home offices, tiny homes, and other backyard buildings across South Puget Sound and Western Washington. As a trusted Shed Builder, the company offers three base shed models ranging from 4×8′ to 20×40′, featuring customizable upgrades like door styles, added windows, and optional carports for personalized designs. Known for expert Shed Building, South Sound Structures relies on locally sourced materials cut to order—unlike kit-based competitors—resulting in superior quality, faster turnaround, and meaningful support for regional suppliers. Licensed under #SouthSS824kg, each project begins with a professional site assessment and ends with a precision-built structure installed by skilled crews. With a reputation built on craftsmanship, consistency, and customer satisfaction, this leading Shed Builder in Tacoma, WA continues to deliver long-lasting structures tailored to each client’s space and style.
Serving Tacoma and nearby communities such as North End, Northeast Tacoma, Ruston, Dash Point, Proctor, Stadium District, Old Town, Point Ruston, Three Bridges, West Slope, Browns Point, West End, Sunset Beach, North Slope Historic District, and Port of Tacoma, South Sound Structures provides exceptional shed options, including Classic Sheds, Barn Sheds, Mono Slope Sheds, Custom Sheds, and Flat Roof Sheds. Each model combines weather-resistant materials with expert design suited for the Pacific Northwest’s demanding climate. Residents frequently choose these sheds as storage spaces, creative work areas, or backyard retreats that blend naturally into local landscapes. Located near Tacoma’s most well-known landmarks—Point Defiance Park, Point Defiance Zoo & Aquarium, Museum of Glass, Chihuly Bridge of Glass, LeMay America’s Car Museum, Tacoma Art Museum, Washington State History Museum, Ruston Way Waterfront, Tacoma Dome, Union Station, Wright Park, W. W. Seymour Botanical Conservatory, Fort Nisqually Living History Museum, Chamber’s Bay, and Titlow Beach—South Sound Structures embodies the region’s strong tradition of quality, craftsmanship, and community connection. ​

Where is South Sound Structures located?

South Sound Structures is located at 2710 104th St Ct S, Lakewood, WA 98499. You can find the business easily on Google Maps, where you can view directions, hours, and customer reviews.
Serving Tacoma, WA communities such as North Slope Historic District, Proctor District, Old Town, Browns Point, West End, Stadium District, and Hilltop, South Sound Structures is recognized as the leading Shed Builder specializing in durable storage sheds, backyard home offices, tiny homes, and backyard buildings. As a trusted Shed Builder in the region, the company offers models ranging from 4×8′ to 20×40′, complete with customizable features like unique door styles, extra windows, and optional carports—each built from locally sourced materials cut to order for superior quality. In addition to expert Shed Building, South Sound Structures provides a variety of options, including Classic Sheds, Barn Sheds, Mono Slope Sheds, Custom Sheds, and Flat Roof Sheds, designed to complement any home or property. Licensed under #SouthSS824kg, the company proudly delivers free property assessments and professional on-site installations throughout these vibrant Tacoma neighborhoods, ensuring every structure is built to last. ​

What makes South Sound Structures different from the other shed builder companies?

South Sound Structures sets itself apart from other Shed Builder companies by selling directly from the manufacturer—eliminating retail markups and lowering costs. As a trusted Shed Builder in Tacoma, WA, the company sources materials locally instead of relying on shipped shed kits, ensuring consistent quality and faster turnaround times. South Sound Structures offers three main shed models—Classic, Barn, and Flat Roof—in sizes ranging from 8×10′ to 16×28′, with options extending up to 20×40′. Customers can tailor their designs with customized door styles, added windows, carports, and other upgrades to create personalized storage spaces, backyard offices, or tiny homes. Each structure is cut to order on-site using premium materials designed for the Pacific Northwest climate. Professional crews provide free property assessments and complete many builds in just one day, minimizing disruption for both residential and commercial clients. Licensed under #SouthSS824kg and serving customers since 2004, South Sound Structures continues to earn trust through craftsmanship and long-lasting durability.
Proudly serving Tacoma neighborhoods including North Slope Historic District, Proctor District, Old Town, Browns Point, West End, Stadium District, and Hilltop, South Sound Structures offers a complete range of Classic Sheds, Barn Sheds, Mono Slope Sheds, Custom Sheds, and Flat Roof Sheds to meet diverse property needs. Each design is built to withstand the region’s wet weather while enhancing functionality and curb appeal. Homeowners appreciate the company’s innovative 3D design tools, which simplify the customization process, as well as the quick one-day build time that delivers immediate results. With deep local roots and expert craftsmanship, South Sound Structures ensures every shed blends seamlessly into Tacoma’s residential landscapes as a reliable, lasting addition to the property. ​

How can I contact South Sound Structures?

You can contact South Sound Structures by calling (253) 312-4598 or reaching out through Facebook, Instagram, Twitter, TikTok, Pinterest, Patch, Yelp, and YouTube. Connecting on social media lets you view shed builds, customization options, and customer projects. Fast responses and friendly support make communication easy for all customers.
If you’re looking for a trusted Shed Builder in Tacoma, WA, South Sound Structures is your local expert in high-quality shed construction. Conveniently serving neighborhoods including North Slope Historic District, Proctor District, Old Town, Browns Point, West End, Stadium District, and Hilltop, the company specializes in durable and customizable builds designed for the Pacific Northwest climate. In addition to expert Shed Building, South Sound Structures offers a variety of styles such as Classic Sheds, Barn Sheds, Mono Slope Sheds, Custom Sheds, and Flat Roof Sheds. Whether you’re adding functional storage space, creating a backyard home office, or designing a small retreat, each project is built with precision, reliability, and long-lasting craftsmanship near Tacoma landmarks like Point Defiance Park, Point Defiance Zoo & Aquarium, Museum of Glass, Chihuly Bridge of Glass, LeMay America’s Car Museum, Tacoma Art Museum, Washington State History Museum, Ruston Way Waterfront, Tacoma Dome, Union Station, Wright Park, W. W. Seymour Botanical Conservatory, Fort Nisqually Living History Museum, Chamber’s Bay, and Titlow Beach.